Section 3. Insured Matters - previous 15.2 & 15.5
i) If the Main Member suffers from an Accidental Death a Legal Expenses Accidental Death (LEAD) lump sum is payable.
"Accidental Death" We mean death in the RSA as a result of a sudden, violent and unforeseeable:
- Road traffic or transport related accident
- An accident while performing Your duties as an employee
- An accident at Your Place of Residence or while on holiday or visiting friends
- An accident while shopping or visiting places of entertainment or other public places for personal and private purposes
- Assault or murder
- Medical negligence
Please note: Death by natural causes and suicide are not accidental.
Section 4. Insured matters and their relevant events - previous 15.2 & 15.4
LEGAL EXPENSES ACCIDENTAL DEATH (LEAD)
54. Upon the ACCIDENTAL death of the Main Member a lump sum (cash) payment will be paid to the beneficiary appointed by the Main Member.
55. The cash payment will be made to the nominated beneficiary shown in Your Schedule of Insurance, if that Beneficiary is 18 years or older. If not, or if nobody is nominated as a beneficiary, the lump sum will be paid into the deceased estate.
Section 7: Legal expenses we pay - previous 15.3
9. The Legal Expenses Accidental Death cash payment is for the reporting and winding up of the deceased estate, dealing with debtors (including Workman’s Compensation and the Road Accident Fund if applicable) and creditors (including estate duty) and obtaining expert financial legal and tax advice. The amount is shown in Your Schedule of Insurance.
Section 10: The maximum limits we pay - previous 15.2
5. The Maximum limit for the Legal Expenses Accidental Death is as shown in Your Schedule of Insurance.
Section 11: How to claim - previous 15.6 & 15.7
LEGAL EXPENSES ACCIDENTAL DEATH (LEAD)
Applicable to Policy A, B & C and Platinum
The death must be reported to us by submitting the LEAD Claim form which forms part of this Agreement, within the period after death, shown in Your Schedule of Insurance.
Additional conditions may apply to this benefit. In that case, they are shown in Your Schedule of Insurance and/or the LEAD Claim Form
Previous Section 15.1 - removed as it is no longer applicable.