Legally speaking, a contract is an agreement between two or more parties. This agreement has to be entered into voluntarily. A contract lists all the obligations that each party expects the other to fulfil.
A contract can be entered into either through a written document or verbally. When you agree on something, even if nothing is written down, this is seen as a contract, and you can be held legally responsible to uphold your end of the bargain.
It is very important that you do not enter into a contract without knowing exactly what you are agreeing to. If you don’t understand something that is included in a contract, do not sign it. Rather ask a legal counsellor to explain it to you. As a policyholder, you may contact Scorpion to answer any questions you might have around contracts.